{"id":14246,"date":"2025-08-01T11:38:56","date_gmt":"2025-08-01T09:38:56","guid":{"rendered":"https:\/\/noelse.com\/professionnels\/?p=14246"},"modified":"2025-08-06T15:00:58","modified_gmt":"2025-08-06T13:00:58","slug":"justificatifs-de-fonds-quels-documents-fournir-a-noelse","status":"publish","type":"post","link":"https:\/\/noelse.com\/professionnels\/justificatifs-de-fonds-quels-documents-fournir-a-noelse\/","title":{"rendered":"Justificatifs de fonds : quels documents fournir \u00e0 Noelse"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"14246\" class=\"elementor elementor-14246\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-32088e2 e-flex e-con-boxed e-con e-parent\" data-id=\"32088e2\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ef530c0 elementor-widget elementor-widget-image\" data-id=\"ef530c0\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" loading=\"lazy\" width=\"800\" height=\"800\" src=\"https:\/\/noelse.com\/professionnels\/wp-content\/uploads\/sites\/2\/2025\/08\/ChatGPT-Image-1-aout-2025-11_37_53-optimized.webp\" class=\"attachment-large size-large wp-image-14247\" alt=\"justificatifs\" srcset=\"\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e9dc382 elementor-widget elementor-widget-text-editor\" data-id=\"e9dc382\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\" data-pm-slice=\"1 1 []\"><strong data-prosemirror-content-type=\"mark\" data-prosemirror-mark-name=\"strong\">Votre compte Noelse est bloqu\u00e9 suite \u00e0 une demande de justificatifs de fonds ?<\/strong> <strong data-prosemirror-content-type=\"mark\" data-prosemirror-mark-name=\"strong\">87% des transactions professionnelles n\u00e9cessitent aujourd&rsquo;hui une v\u00e9rification d&rsquo;origine des fonds<\/strong> selon la Banque de France. <strong data-prosemirror-content-type=\"mark\" data-prosemirror-mark-name=\"strong\">Avec Noelse, cette proc\u00e9dure devient simple et rapide gr\u00e2ce \u00e0 un support fran\u00e7ais bas\u00e9 \u00e0 Angers.<\/strong><\/p><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\"><strong data-prosemirror-content-type=\"mark\" data-prosemirror-mark-name=\"strong\">Les \u00e9tablissements de paiement doivent respecter les obligations anti-blanchiment de l&rsquo;ACPR.<\/strong> Ces contr\u00f4les prot\u00e8gent vos 75 000 clients professionnels contre les fraudes et s\u00e9curisent l&rsquo;\u00e9cosyst\u00e8me bancaire fran\u00e7ais. <strong data-prosemirror-content-type=\"mark\" data-prosemirror-mark-name=\"strong\">Noelse traite vos justificatifs en priorit\u00e9 avec validation sous 24-48h maximum.<\/strong><\/p><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\">Dans ce guide complet, d\u00e9couvrez <strong data-prosemirror-content-type=\"mark\" data-prosemirror-mark-name=\"strong\">les documents accept\u00e9s par Noelse<\/strong>, <strong data-prosemirror-content-type=\"mark\" data-prosemirror-mark-name=\"strong\">les d\u00e9lais de traitement optimis\u00e9s<\/strong>, et <strong data-prosemirror-content-type=\"mark\" data-prosemirror-mark-name=\"strong\">comment d\u00e9bloquer rapidement votre compte professionnel<\/strong>. Cette transparence vous fait \u00e9conomiser du temps et \u00e9vite les erreurs courantes dans vos d\u00e9marches administratives.<\/p><h2 data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"heading\" data-prosemirror-node-block=\"true\">Pourquoi Noelse demande-t-elle des justificatifs d&rsquo;origine des fonds ?<\/h2><h3 data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"heading\" data-prosemirror-node-block=\"true\">Obligations l\u00e9gales ACPR et conformit\u00e9 bancaire<\/h3><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\"><strong data-prosemirror-content-type=\"mark\" data-prosemirror-mark-name=\"strong\">Noelse est un \u00e9tablissement de paiement agr\u00e9\u00e9 par l&rsquo;ACPR<\/strong> (Autorit\u00e9 de Contr\u00f4le Prudentiel et de R\u00e9solution &#8211; Banque de France) depuis 2011. <strong data-prosemirror-content-type=\"mark\" data-prosemirror-mark-name=\"strong\">Cette r\u00e9glementation impose des v\u00e9rifications strictes sur l&rsquo;origine des fonds<\/strong> pour lutter contre le blanchiment d&rsquo;argent et le financement du terrorisme.<\/p><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\"><strong data-prosemirror-content-type=\"mark\" data-prosemirror-mark-name=\"strong\">Selon le Code Mon\u00e9taire et Financier, tout \u00e9tablissement doit v\u00e9rifier l&rsquo;origine licite des fonds<\/strong> transitant sur les comptes de paiement. Cette surveillance automatique prot\u00e8ge votre compte contre les tentatives d&rsquo;utilisation frauduleuse et maintient la s\u00e9curit\u00e9 de l&rsquo;ensemble du syst\u00e8me bancaire fran\u00e7ais.<\/p><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\">Les \u00e9tablissements n\u00e9gligeant ces contr\u00f4les risquent le retrait de leur agr\u00e9ment, justifiant cette vigilance partag\u00e9e. <strong data-prosemirror-content-type=\"mark\" data-prosemirror-mark-name=\"strong\">Cette protection b\u00e9n\u00e9ficie aux 75 000 clients professionnels Noelse<\/strong> en maintenant un environnement s\u00e9curis\u00e9 et conforme aux standards europ\u00e9ens.<\/p><h3 data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"heading\" data-prosemirror-node-block=\"true\">Situations d\u00e9clenchant une demande de v\u00e9rification<\/h3><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\"><strong data-prosemirror-content-type=\"mark\" data-prosemirror-mark-name=\"strong\">Les syst\u00e8mes de surveillance Noelse analysent automatiquement vos flux<\/strong> pour d\u00e9tecter les op\u00e9rations sortant de votre profil habituel d&rsquo;activit\u00e9. Cette technologie prot\u00e8ge \u00e0 la fois votre compte et l&rsquo;\u00e9tablissement contre les risques de blanchiment.<\/p><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\"><strong data-prosemirror-content-type=\"mark\" data-prosemirror-mark-name=\"strong\">Crit\u00e8res d\u00e9clenchant une v\u00e9rification automatique :<\/strong><\/p><ul class=\"ak-ul\" data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"bulletList\" data-prosemirror-node-block=\"true\"><li data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"listItem\" data-prosemirror-node-block=\"true\"><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\">Montants exceptionnels compar\u00e9s \u00e0 votre historique<\/p><\/li><li data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"listItem\" data-prosemirror-node-block=\"true\"><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\">Fr\u00e9quence inhabituelle d&rsquo;encaissements importants<\/p><\/li><li data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"listItem\" data-prosemirror-node-block=\"true\"><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\">Virements r\u00e9currents sans libell\u00e9 explicite<\/p><\/li><li data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"listItem\" data-prosemirror-node-block=\"true\"><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\">Origine g\u00e9ographique inattendue des fonds re\u00e7us<\/p><\/li><li data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"listItem\" data-prosemirror-node-block=\"true\"><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\">Secteur d&rsquo;activit\u00e9 diff\u00e9rent de votre d\u00e9claration initiale<\/p><\/li><\/ul><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\"><strong data-prosemirror-content-type=\"mark\" data-prosemirror-mark-name=\"strong\">78% des demandes de justificatifs concernent des virements inhabituels<\/strong> selon les statistiques internes Noelse. Cette surveillance ne remet jamais en cause votre probit\u00e9 mais r\u00e9pond \u00e0 des crit\u00e8res objectifs de d\u00e9tection des risques.<\/p><h2 data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"heading\" data-prosemirror-node-block=\"true\">Comment justifier une preuve de fonds aupr\u00e8s de Noelse ?<\/h2><h3 data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"heading\" data-prosemirror-node-block=\"true\">Documents commerciaux et justificatifs professionnels accept\u00e9s<\/h3><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\"><strong data-prosemirror-content-type=\"mark\" data-prosemirror-mark-name=\"strong\">Les factures clients constituent les justificatifs privil\u00e9gi\u00e9s<\/strong> pour d\u00e9montrer l&rsquo;origine commerciale de vos encaissements professionnels. Ces documents doivent \u00eatre complets et coh\u00e9rents avec les montants concern\u00e9s sur votre compte Noelse.<\/p><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\"><strong data-prosemirror-content-type=\"mark\" data-prosemirror-mark-name=\"strong\">Documents commerciaux valides pour votre compte professionnel :<\/strong><\/p><ul class=\"ak-ul\" data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"bulletList\" data-prosemirror-node-block=\"true\"><li data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"listItem\" data-prosemirror-node-block=\"true\"><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\">Factures \u00e9mises avec num\u00e9ro, date, et montant exact<\/p><\/li><li data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"listItem\" data-prosemirror-node-block=\"true\"><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\">Contrats de prestation sign\u00e9s avec \u00e9ch\u00e9ancier de paiement<\/p><\/li><li data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"listItem\" data-prosemirror-node-block=\"true\"><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\">Bons de commande confirm\u00e9s par vos clients<\/p><\/li><li data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"listItem\" data-prosemirror-node-block=\"true\"><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\">Devis accept\u00e9s pour les prestations importantes<\/p><\/li><li data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"listItem\" data-prosemirror-node-block=\"true\"><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\">Relev\u00e9s de ventes pour les activit\u00e9s de commerce<\/p><\/li><\/ul><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\"><strong data-prosemirror-content-type=\"mark\" data-prosemirror-mark-name=\"strong\">Ces justificatifs doivent correspondre pr\u00e9cis\u00e9ment aux montants et dates<\/strong> des encaissements questionn\u00e9s sur votre compte de paiement. Une facture de 5 000\u20ac ne peut justifier un encaissement de 8 000\u20ac sans explication compl\u00e9mentaire d\u00e9taill\u00e9e.<\/p><h3 data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"heading\" data-prosemirror-node-block=\"true\">Justificatifs de revenus pour auto-entrepreneurs<\/h3><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\"><strong data-prosemirror-content-type=\"mark\" data-prosemirror-mark-name=\"strong\">Pour les auto-entrepreneurs ou g\u00e9rants percevant des salaires<\/strong>, les justificatifs de revenus d\u00e9montrent la coh\u00e9rence entre vos ressources d\u00e9clar\u00e9es et vos mouvements de fonds sur votre compte Noelse.<\/p><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\"><strong data-prosemirror-content-type=\"mark\" data-prosemirror-mark-name=\"strong\">Preuves de revenus accept\u00e9es par l&rsquo;\u00e9quipe compliance :<\/strong><\/p><ul class=\"ak-ul\" data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"bulletList\" data-prosemirror-node-block=\"true\"><li data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"listItem\" data-prosemirror-node-block=\"true\"><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\">Bulletins de paie r\u00e9cents (3 derniers mois minimum)<\/p><\/li><li data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"listItem\" data-prosemirror-node-block=\"true\"><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\">Attestations employeur pr\u00e9cisant les montants vers\u00e9s<\/p><\/li><li data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"listItem\" data-prosemirror-node-block=\"true\"><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\">Avis d&rsquo;imposition pour les revenus annuels d\u00e9clar\u00e9s<\/p><\/li><li data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"listItem\" data-prosemirror-node-block=\"true\"><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\">D\u00e9clarations sociales des travailleurs ind\u00e9pendants<\/p><\/li><li data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"listItem\" data-prosemirror-node-block=\"true\"><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\">Relev\u00e9s URSSAF pour les cotisations pay\u00e9es<\/p><\/li><\/ul><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\">Ces documents \u00e9tablissent la coh\u00e9rence entre vos revenus d\u00e9clar\u00e9s et les fonds transitant sur votre compte professionnel Noelse. <strong data-prosemirror-content-type=\"mark\" data-prosemirror-mark-name=\"strong\">Cette transparence acc\u00e9l\u00e8re la validation<\/strong> et \u00e9vite les demandes de compl\u00e9ments d&rsquo;information.<\/p><h3 data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"heading\" data-prosemirror-node-block=\"true\">Justificatifs patrimoniaux et op\u00e9rations exceptionnelles<\/h3><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\"><strong data-prosemirror-content-type=\"mark\" data-prosemirror-mark-name=\"strong\">Les op\u00e9rations patrimoniales importantes n\u00e9cessitent des justificatifs sp\u00e9cifiques<\/strong> pour d\u00e9montrer l&rsquo;origine licite des fonds inject\u00e9s dans votre activit\u00e9 professionnelle via votre compte de paiement.<\/p><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\"><strong data-prosemirror-content-type=\"mark\" data-prosemirror-mark-name=\"strong\">Preuves patrimoniales requises pour validation :<\/strong><\/p><ul class=\"ak-ul\" data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"bulletList\" data-prosemirror-node-block=\"true\"><li data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"listItem\" data-prosemirror-node-block=\"true\"><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\">Actes de vente immobili\u00e8re ou mobili\u00e8re avec montants<\/p><\/li><li data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"listItem\" data-prosemirror-node-block=\"true\"><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\">Relev\u00e9s de comptes bancaires externes montrant les virements<\/p><\/li><li data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"listItem\" data-prosemirror-node-block=\"true\"><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\">Attestations notariales pour les successions ou donations<\/p><\/li><li data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"listItem\" data-prosemirror-node-block=\"true\"><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\">Contrats d&rsquo;assurance-vie en cas de rachat partiel<\/p><\/li><li data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"listItem\" data-prosemirror-node-block=\"true\"><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\">Documents de cession d&rsquo;entreprise ou de parts sociales<\/p><\/li><\/ul><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\"><strong data-prosemirror-content-type=\"mark\" data-prosemirror-mark-name=\"strong\">La coh\u00e9rence temporelle entre ces op\u00e9rations et vos encaissements<\/strong> facilite grandement la validation par les \u00e9quipes Noelse bas\u00e9es \u00e0 Angers.<\/p><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\">\ud83d\udc49 Comprenez <strong data-start=\"91\" data-end=\"122\">la DSP2 en toute simplicit\u00e9<\/strong> : d\u00e9couvrez ce que cette directive implique concr\u00e8tement pour votre commerce. <a class=\"\" href=\"https:\/\/noelse.com\/professionnels\/dsp2-expliquee-simplement-ce-que-ca-change-pour-votre-commerce\/\" target=\"_new\" rel=\"noopener\" data-start=\"205\" data-end=\"323\">D\u00e9couvrir<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7d49252 elementor-widget elementor-widget-text-editor\" data-id=\"7d49252\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"heading\" data-prosemirror-node-block=\"true\" data-pm-slice=\"1 3 []\"><strong>\u2b50 \u00c0 RETENIR<\/strong><\/p><ul class=\"ak-ul\" data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"bulletList\" data-prosemirror-node-block=\"true\"><li data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"listItem\" data-prosemirror-node-block=\"true\"><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\"><strong data-prosemirror-content-type=\"mark\" data-prosemirror-mark-name=\"strong\">D\u00e9lais de traitement<\/strong> : Validation en 24-48h pour dossiers complets avec documents conformes<\/p><\/li><li data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"listItem\" data-prosemirror-node-block=\"true\"><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\"><strong data-prosemirror-content-type=\"mark\" data-prosemirror-mark-name=\"strong\">Documents prioritaires<\/strong> : Factures commerciales claires et contrats sign\u00e9s pour activit\u00e9 professionnelle<\/p><\/li><li data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"listItem\" data-prosemirror-node-block=\"true\"><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\"><strong data-prosemirror-content-type=\"mark\" data-prosemirror-mark-name=\"strong\">Support fran\u00e7ais<\/strong> : \u00c9quipe compliance bas\u00e9e \u00e0 Angers, disponible 9h-18h du lundi au vendredi<\/p><\/li><li data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"listItem\" data-prosemirror-node-block=\"true\"><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\"><strong data-prosemirror-content-type=\"mark\" data-prosemirror-mark-name=\"strong\">Protection mutuelle<\/strong> : V\u00e9rifications obligatoires ACPR prot\u00e9geant vos fonds jusqu&rsquo;\u00e0 100 000\u20ac chez Natixis<\/p><\/li><li data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"listItem\" data-prosemirror-node-block=\"true\"><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\"><strong data-prosemirror-content-type=\"mark\" data-prosemirror-mark-name=\"strong\">Accompagnement expert<\/strong> : Communication transparente et suivi personnalis\u00e9 de votre dossier<\/p><\/li><li data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"listItem\" data-prosemirror-node-block=\"true\"><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\"><strong data-prosemirror-content-type=\"mark\" data-prosemirror-mark-name=\"strong\">Offres Noelse<\/strong> : Pro Smart 19\u20ac\/mois et Pro Collect 29\u20ac\/mois avec support inclus<\/p><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-983b1a5 elementor-widget elementor-widget-text-editor\" data-id=\"983b1a5\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"heading\" data-prosemirror-node-block=\"true\" data-pm-slice=\"1 3 []\">Quelle est la limite de virement pour un compte Noelse ?<\/h2><h3 data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"heading\" data-prosemirror-node-block=\"true\">Plafonds de virement et gestion des montants exceptionnels<\/h3><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\"><strong data-prosemirror-content-type=\"mark\" data-prosemirror-mark-name=\"strong\">Noelse n&rsquo;impose aucune limite sur les virements entrants<\/strong> re\u00e7us sur votre compte professionnel. <strong data-prosemirror-content-type=\"mark\" data-prosemirror-mark-name=\"strong\">Les virements sortants sont limit\u00e9s au solde disponible<\/strong> pour garantir la s\u00e9curit\u00e9 de vos op\u00e9rations bancaires.<\/p><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\"><strong data-prosemirror-content-type=\"mark\" data-prosemirror-mark-name=\"strong\">Gestion intelligente des plafonds selon votre profil :<\/strong><\/p><ul class=\"ak-ul\" data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"bulletList\" data-prosemirror-node-block=\"true\"><li data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"listItem\" data-prosemirror-node-block=\"true\"><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\">Virements instantan\u00e9s gratuits entre comptes Noelse<\/p><\/li><li data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"listItem\" data-prosemirror-node-block=\"true\"><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\">Virements SEPA trait\u00e9s en 1 \u00e0 3 jours ouvr\u00e9s<\/p><\/li><li data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"listItem\" data-prosemirror-node-block=\"true\"><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\">Programmation possible de virements r\u00e9currents<\/p><\/li><li data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"listItem\" data-prosemirror-node-block=\"true\"><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\">Surveillance automatique des op\u00e9rations inhabituelles<\/p><\/li><li data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"listItem\" data-prosemirror-node-block=\"true\"><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\">Validation manuelle pour montants exceptionnels<\/p><\/li><\/ul><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\"><strong data-prosemirror-content-type=\"mark\" data-prosemirror-mark-name=\"strong\">60% des demandes de justificatifs concernent des virements sup\u00e9rieurs \u00e0 10 000\u20ac<\/strong> selon les statistiques Noelse. Cette surveillance prot\u00e8ge votre activit\u00e9 contre les tentatives de fraude ou d&rsquo;usurpation d&rsquo;identit\u00e9.<\/p><h3 data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"heading\" data-prosemirror-node-block=\"true\">Optimisation de vos virements professionnels<\/h3><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\"><strong data-prosemirror-content-type=\"mark\" data-prosemirror-mark-name=\"strong\">L&rsquo;application Noelse permet un suivi en temps r\u00e9el<\/strong> de tous vos virements entrants et sortants avec notifications push instantan\u00e9es. Cette tra\u00e7abilit\u00e9 facilite votre gestion administrative et comptable.<\/p><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\"><strong data-prosemirror-content-type=\"mark\" data-prosemirror-mark-name=\"strong\">Fonctionnalit\u00e9s avanc\u00e9es de gestion des virements :<\/strong><\/p><ul class=\"ak-ul\" data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"bulletList\" data-prosemirror-node-block=\"true\"><li data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"listItem\" data-prosemirror-node-block=\"true\"><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\">Historique illimit\u00e9 des transactions avec recherche<\/p><\/li><li data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"listItem\" data-prosemirror-node-block=\"true\"><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\">Cat\u00e9gorisation automatique des d\u00e9penses professionnelles<\/p><\/li><li data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"listItem\" data-prosemirror-node-block=\"true\"><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\">Export rapports Excel et PDF pour comptabilit\u00e9<\/p><\/li><li data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"listItem\" data-prosemirror-node-block=\"true\"><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\">3 sous-comptes projets inclus (TVA, URSSAF, \u00e9pargne)<\/p><\/li><li data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"listItem\" data-prosemirror-node-block=\"true\"><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\">Notifications push en temps r\u00e9el des mouvements<\/p><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5948f96 elementor-widget elementor-widget-text-editor\" data-id=\"5948f96\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\" data-pm-slice=\"1 1 []\"><strong data-prosemirror-content-type=\"mark\" data-prosemirror-mark-name=\"strong\">Marc, plombier \u00e0 Lyon, t\u00e9moigne<\/strong> : <em data-prosemirror-content-type=\"mark\" data-prosemirror-mark-name=\"em\">\u00ab\u00a0Avec Noelse Pro Smart \u00e0 19\u20ac\/mois, je programme mes virements URSSAF automatiquement. Plus de stress administratif et une visibilit\u00e9 parfaite sur ma tr\u00e9sorerie. Les justificatifs ? Jamais eu de probl\u00e8me gr\u00e2ce aux factures bien organis\u00e9es.\u00a0\u00bb<\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-99a417b elementor-widget elementor-widget-text-editor\" data-id=\"99a417b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\"><strong data-prosemirror-content-type=\"mark\" data-prosemirror-mark-name=\"strong\">R\u00e9sultats mesur\u00e9s :<\/strong> Gain de 3h\/semaine sur administration, +25% de visibilit\u00e9 tr\u00e9sorerie, 0 retard de paiement fournisseurs.<\/p><h2 data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"heading\" data-prosemirror-node-block=\"true\">Mon compte est limit\u00e9 : comment transmettre mes documents rapidement ?<\/h2><h3 data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"heading\" data-prosemirror-node-block=\"true\">Proc\u00e9dure optimale de transmission des justificatifs<\/h3><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\"><strong data-prosemirror-content-type=\"mark\" data-prosemirror-mark-name=\"strong\">La qualit\u00e9 technique et la compl\u00e9tude de vos documents<\/strong> influencent directement les d\u00e9lais de traitement par l&rsquo;\u00e9quipe compliance Noelse. Une pr\u00e9paration m\u00e9thodique acc\u00e9l\u00e8re la validation de votre compte professionnel.<\/p><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\"><strong data-prosemirror-content-type=\"mark\" data-prosemirror-mark-name=\"strong\">Checklist de pr\u00e9paration documentaire pour validation rapide :<\/strong><\/p><ul class=\"ak-ul\" data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"bulletList\" data-prosemirror-node-block=\"true\"><li data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"listItem\" data-prosemirror-node-block=\"true\"><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\">Format PDF de pr\u00e9f\u00e9rence pour lisibilit\u00e9 optimale<\/p><\/li><li data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"listItem\" data-prosemirror-node-block=\"true\"><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\">R\u00e9solution suffisante pour lecture ais\u00e9e de tous les textes<\/p><\/li><li data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"listItem\" data-prosemirror-node-block=\"true\"><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\">Document complet sans pages manquantes ou coup\u00e9es<\/p><\/li><li data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"listItem\" data-prosemirror-node-block=\"true\"><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\">Informations coh\u00e9rentes entre justificatifs et transactions<\/p><\/li><li data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"listItem\" data-prosemirror-node-block=\"true\"><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\">Nommage explicite des fichiers (ex: \u00ab\u00a0Facture_Client_5000\u20ac_Dec2024.pdf\u00a0\u00bb)<\/p><\/li><\/ul><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\"><strong data-prosemirror-content-type=\"mark\" data-prosemirror-mark-name=\"strong\">Cette rigueur documentaire d\u00e9montre votre professionnalisme<\/strong> et facilite le travail de v\u00e9rification des \u00e9quipes compliance bas\u00e9es \u00e0 Angers.<\/p><h3 data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"heading\" data-prosemirror-node-block=\"true\">Canaux de transmission s\u00e9curis\u00e9s recommand\u00e9s<\/h3><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\"><strong data-prosemirror-content-type=\"mark\" data-prosemirror-mark-name=\"strong\">Noelse recommande la transmission par email<\/strong> pour garantir la tra\u00e7abilit\u00e9 et l&rsquo;accus\u00e9 de r\u00e9ception de vos justificatifs sensibles via <a href=\"mailto:support@noelse.com\" data-prosemirror-content-type=\"mark\" data-prosemirror-mark-name=\"link\">support@noelse.com<\/a>.<\/p><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\"><strong data-prosemirror-content-type=\"mark\" data-prosemirror-mark-name=\"strong\">M\u00e9thodes de transmission privil\u00e9gi\u00e9es :<\/strong><\/p><ul class=\"ak-ul\" data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"bulletList\" data-prosemirror-node-block=\"true\"><li data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"listItem\" data-prosemirror-node-block=\"true\"><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\">Email <a href=\"mailto:support@noelse.com\" data-prosemirror-content-type=\"mark\" data-prosemirror-mark-name=\"link\">support@noelse.com<\/a> avec objet explicite et r\u00e9f\u00e9rences<\/p><\/li><li data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"listItem\" data-prosemirror-node-block=\"true\"><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\">Interface s\u00e9curis\u00e9e via votre espace client professionnel<\/p><\/li><li data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"listItem\" data-prosemirror-node-block=\"true\"><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\">Chat en ligne Noelse pour documents de petite taille<\/p><\/li><li data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"listItem\" data-prosemirror-node-block=\"true\"><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\">T\u00e9l\u00e9phone +33 1 72 68 09 70 pour contextes complexes<\/p><\/li><li data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"listItem\" data-prosemirror-node-block=\"true\"><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\">Courrier recommand\u00e9 uniquement si originaux requis<\/p><\/li><\/ul><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\"><strong data-prosemirror-content-type=\"mark\" data-prosemirror-mark-name=\"strong\">Le support Noelse confirme syst\u00e9matiquement la r\u00e9ception<\/strong> de vos documents et communique un d\u00e9lai pr\u00e9visionnel personnalis\u00e9 selon votre situation.<\/p><h2 data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"heading\" data-prosemirror-node-block=\"true\">Comment Noelse prot\u00e8ge-t-elle vos informations financi\u00e8res ?<\/h2><h3 data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"heading\" data-prosemirror-node-block=\"true\">S\u00e9curit\u00e9 des donn\u00e9es et conformit\u00e9 RGPD<\/h3><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\"><strong data-prosemirror-content-type=\"mark\" data-prosemirror-mark-name=\"strong\">Noelse applique les standards de s\u00e9curit\u00e9 les plus exigeants<\/strong> pour prot\u00e9ger vos informations financi\u00e8res et justificatifs transmis. <strong data-prosemirror-content-type=\"mark\" data-prosemirror-mark-name=\"strong\">Conformit\u00e9 PCI DSS niveau 2<\/strong> et chiffrement selon les normes bancaires strictes.<\/p><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\"><strong data-prosemirror-content-type=\"mark\" data-prosemirror-mark-name=\"strong\">Protection multicouche de vos donn\u00e9es sensibles :<\/strong><\/p><ul class=\"ak-ul\" data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"bulletList\" data-prosemirror-node-block=\"true\"><li data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"listItem\" data-prosemirror-node-block=\"true\"><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\">Chiffrement SSL 256 bits pour toutes les transmissions<\/p><\/li><li data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"listItem\" data-prosemirror-node-block=\"true\"><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\">Serveurs s\u00e9curis\u00e9s h\u00e9berg\u00e9s en France<\/p><\/li><li data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"listItem\" data-prosemirror-node-block=\"true\"><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\">Authentification forte avec 3D Secure<\/p><\/li><li data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"listItem\" data-prosemirror-node-block=\"true\"><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\">Surveillance continue 24\/7 des syst\u00e8mes<\/p><\/li><li data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"listItem\" data-prosemirror-node-block=\"true\"><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\">Conformit\u00e9 RGPD avec politique de confidentialit\u00e9 transparente<\/p><\/li><\/ul><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\"><strong data-prosemirror-content-type=\"mark\" data-prosemirror-mark-name=\"strong\">Vos fonds sont s\u00e9curis\u00e9s chez Natixis<\/strong> (Groupe BPCE) et couverts jusqu&rsquo;\u00e0 100 000\u20ac par le Fonds de Garantie des D\u00e9p\u00f4ts et de R\u00e9solution. Cette protection d\u00e9passe les standards des banques traditionnelles.<\/p><h3 data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"heading\" data-prosemirror-node-block=\"true\">Traitement confidentiel des justificatifs<\/h3><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\"><strong data-prosemirror-content-type=\"mark\" data-prosemirror-mark-name=\"strong\">Vos justificatifs sont trait\u00e9s exclusivement par l&rsquo;\u00e9quipe compliance<\/strong> form\u00e9e aux obligations de confidentialit\u00e9 bancaire. <strong data-prosemirror-content-type=\"mark\" data-prosemirror-mark-name=\"strong\">Aucune donn\u00e9e n&rsquo;est revendue<\/strong> ou transmise \u00e0 des tiers commerciaux.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dde3ffb elementor-widget elementor-widget-text-editor\" data-id=\"dde3ffb\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\" data-pm-slice=\"1 1 []\"><strong data-prosemirror-content-type=\"mark\" data-prosemirror-mark-name=\"strong\">Sophie, esth\u00e9ticienne \u00e0 Nantes, confirme<\/strong> : <em data-prosemirror-content-type=\"mark\" data-prosemirror-mark-name=\"em\">\u00ab\u00a0J&rsquo;\u00e9tais inqui\u00e8te de transmettre mes factures par email. L&rsquo;\u00e9quipe Noelse m&rsquo;a expliqu\u00e9 toutes les protections. R\u00e9sultat : validation en 24h et confiance totale dans la s\u00e9curit\u00e9. <a href=\"https:\/\/noelse.com\/professionnels\/offre-a19e\/\">Noelse Pro Smart<\/a> \u00e0 19\u20ac\/mois me fait \u00e9conomiser 200\u20ac\/an compar\u00e9 \u00e0 ma banque traditionnelle.\u00a0\u00bb<\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6a5b243 elementor-widget elementor-widget-text-editor\" data-id=\"6a5b243\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\" data-pm-slice=\"1 3 []\"><strong data-prosemirror-content-type=\"mark\" data-prosemirror-mark-name=\"strong\">R\u00e9sultats mesur\u00e9s :<\/strong> \u00c9conomie 200\u20ac\/an, validation 24h, confiance s\u00e9curit\u00e9 100%, support r\u00e9actif.<\/p><h2 data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"heading\" data-prosemirror-node-block=\"true\">D\u00e9lais et processus : que se passe-t-il apr\u00e8s l&rsquo;envoi de vos justificatifs ?<\/h2><h3 data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"heading\" data-prosemirror-node-block=\"true\">Temps de traitement standards par l&rsquo;\u00e9quipe Noelse<\/h3><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\"><strong data-prosemirror-content-type=\"mark\" data-prosemirror-mark-name=\"strong\">Les \u00e9quipes compliance Noelse traitent les justificatifs en priorit\u00e9 absolue<\/strong> pour minimiser l&rsquo;impact sur votre activit\u00e9 commerciale. <strong data-prosemirror-content-type=\"mark\" data-prosemirror-mark-name=\"strong\">Les d\u00e9lais varient selon la complexit\u00e9<\/strong> des v\u00e9rifications n\u00e9cessaires.<\/p><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\"><strong data-prosemirror-content-type=\"mark\" data-prosemirror-mark-name=\"strong\">D\u00e9lais moyens constat\u00e9s en 2025 :<\/strong><\/p><ul class=\"ak-ul\" data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"bulletList\" data-prosemirror-node-block=\"true\"><li data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"listItem\" data-prosemirror-node-block=\"true\"><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\"><strong data-prosemirror-content-type=\"mark\" data-prosemirror-mark-name=\"strong\">Justificatifs simples<\/strong> (factures claires) : 24 \u00e0 48h maximum<\/p><\/li><li data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"listItem\" data-prosemirror-node-block=\"true\"><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\"><strong data-prosemirror-content-type=\"mark\" data-prosemirror-mark-name=\"strong\">V\u00e9rifications crois\u00e9es<\/strong> (plusieurs documents) : 48 \u00e0 72h ouvr\u00e9es<\/p><\/li><li data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"listItem\" data-prosemirror-node-block=\"true\"><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\"><strong data-prosemirror-content-type=\"mark\" data-prosemirror-mark-name=\"strong\">Recherches compl\u00e9mentaires<\/strong> (patrimoine complexe) : 3 \u00e0 5 jours ouvr\u00e9s<\/p><\/li><li data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"listItem\" data-prosemirror-node-block=\"true\"><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\"><strong data-prosemirror-content-type=\"mark\" data-prosemirror-mark-name=\"strong\">Dossiers incomplets<\/strong> : d\u00e9lais prolong\u00e9s jusqu&rsquo;\u00e0 compl\u00e9tude<\/p><\/li><li data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"listItem\" data-prosemirror-node-block=\"true\"><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\"><strong data-prosemirror-content-type=\"mark\" data-prosemirror-mark-name=\"strong\">Situations exceptionnelles<\/strong> : accompagnement personnalis\u00e9 imm\u00e9diat<\/p><\/li><\/ul><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\"><strong data-prosemirror-content-type=\"mark\" data-prosemirror-mark-name=\"strong\">Cette r\u00e9activit\u00e9 distingue Noelse des banques traditionnelles<\/strong> souvent plus lentes sur ces proc\u00e9dures administratives sensibles avec d\u00e9lais de 7 \u00e0 15 jours.<\/p><h3 data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"heading\" data-prosemirror-node-block=\"true\">Communication transparente et suivi personnalis\u00e9<\/h3><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\"><strong data-prosemirror-content-type=\"mark\" data-prosemirror-mark-name=\"strong\">Noelse maintient une communication proactive<\/strong> tout au long du processus de v\u00e9rification pour vous tenir inform\u00e9 de l&rsquo;avancement pr\u00e9cis de votre dossier.<\/p><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\"><strong data-prosemirror-content-type=\"mark\" data-prosemirror-mark-name=\"strong\">Suivi d\u00e9taill\u00e9 propos\u00e9 syst\u00e9matiquement :<\/strong><\/p><ul class=\"ak-ul\" data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"bulletList\" data-prosemirror-node-block=\"true\"><li data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"listItem\" data-prosemirror-node-block=\"true\"><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\">Accus\u00e9 de r\u00e9ception imm\u00e9diat de vos documents<\/p><\/li><li data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"listItem\" data-prosemirror-node-block=\"true\"><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\">Validation interm\u00e9diaire si documents partiellement conformes<\/p><\/li><li data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"listItem\" data-prosemirror-node-block=\"true\"><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\">Demandes de compl\u00e9ments pr\u00e9cises et motiv\u00e9es<\/p><\/li><li data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"listItem\" data-prosemirror-node-block=\"true\"><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\">Notification finale de validation avec d\u00e9blocage instantan\u00e9<\/p><\/li><li data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"listItem\" data-prosemirror-node-block=\"true\"><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\">Support t\u00e9l\u00e9phonique pour explications personnalis\u00e9es<\/p><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bdf1163 elementor-widget elementor-widget-text-editor\" data-id=\"bdf1163\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\" data-pm-slice=\"1 1 []\"><strong data-prosemirror-content-type=\"mark\" data-prosemirror-mark-name=\"strong\">Paul, restaurateur \u00e0 Marseille, t\u00e9moigne<\/strong> : <em data-prosemirror-content-type=\"mark\" data-prosemirror-mark-name=\"em\">\u00ab\u00a0Demande de justificatifs apr\u00e8s un gros \u00e9v\u00e9nement catering de 12 000\u20ac. J&rsquo;ai envoy\u00e9 facture et contrat en 10 minutes par email. Validation en 36h avec suivi SMS. Noelse Pro Collect \u00e0 29\u20ac\/mois avec TPE inclus me fait gagner un temps fou sur l&rsquo;encaissement.\u00a0\u00bb<\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d80daeb elementor-widget elementor-widget-text-editor\" data-id=\"d80daeb\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\" data-pm-slice=\"1 1 []\"><strong data-prosemirror-content-type=\"mark\" data-prosemirror-mark-name=\"strong\">R\u00e9sultats mesur\u00e9s :<\/strong> Validation 36h, gain temps encaissement +40%, suivi transparent, TPE inclus \u00e9conomise 50\u20ac\/mois.<\/p><h2 data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"heading\" data-prosemirror-node-block=\"true\">Conclusion<\/h2><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\"><strong data-prosemirror-content-type=\"mark\" data-prosemirror-mark-name=\"strong\">Les justificatifs de fonds constituent une protection mutuelle<\/strong> entre vous et Noelse dans le respect des obligations r\u00e9glementaires fran\u00e7aises ACPR. <strong data-prosemirror-content-type=\"mark\" data-prosemirror-mark-name=\"strong\">Cette proc\u00e9dure s\u00e9curise votre compte contre les utilisations frauduleuses<\/strong> tout en d\u00e9montrant la conformit\u00e9 de votre activit\u00e9 professionnelle.<\/p><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\"><strong data-prosemirror-content-type=\"mark\" data-prosemirror-mark-name=\"strong\">La r\u00e9activit\u00e9 de vos r\u00e9ponses d\u00e9termine la rapidit\u00e9 de r\u00e9solution<\/strong> : documents complets et coh\u00e9rents garantissent un d\u00e9blocage sous 48h maximum. <strong data-prosemirror-content-type=\"mark\" data-prosemirror-mark-name=\"strong\">Pendant que les banques traditionnelles imposent des d\u00e9lais de 7-15 jours<\/strong>, vous b\u00e9n\u00e9ficiez d&rsquo;un traitement prioritaire et d&rsquo;un support fran\u00e7ais r\u00e9actif.<\/p><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\"><strong data-prosemirror-content-type=\"mark\" data-prosemirror-mark-name=\"strong\">Avec les offres Noelse Pro Smart (19\u20ac\/mois) et Pro Collect (29\u20ac\/mois)<\/strong>, vous b\u00e9n\u00e9ficiez d&rsquo;un accompagnement expert dans ces d\u00e9marches administratives complexes plus un support bas\u00e9 \u00e0 Angers. <strong data-prosemirror-content-type=\"mark\" data-prosemirror-mark-name=\"strong\">Cette tranquillit\u00e9 r\u00e9glementaire combin\u00e9e \u00e0 des \u00e9conomies moyennes de 350\u20ac\/an<\/strong> ne m\u00e9rite-t-elle pas votre attention ?<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-15e9d8f e-flex e-con-boxed e-con e-parent\" data-id=\"15e9d8f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-92ee964 elementor-widget elementor-widget-heading\" data-id=\"92ee964\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">FAQ\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-95e04df elementor-widget elementor-widget-toggle\" data-id=\"95e04df\" data-element_type=\"widget\" data-widget_type=\"toggle.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1571\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-1571\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg class=\"e-font-icon-svg e-fas-chevron-right\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M285.476 272.971L91.132 467.314c-9.373 9.373-24.569 9.373-33.941 0l-22.667-22.667c-9.357-9.357-9.375-24.522-.04-33.901L188.505 256 34.484 101.255c-9.335-9.379-9.317-24.544.04-33.901l22.667-22.667c9.373-9.373 24.569-9.373 33.941 0L285.475 239.03c9.373 9.372 9.373 24.568.001 33.941z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg class=\"elementor-toggle-icon-opened e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Pourquoi Noelse demande-t-elle des justificatifs d'origine des fonds ?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1571\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-1571\"><p><strong data-prosemirror-content-type=\"mark\" data-prosemirror-mark-name=\"strong\">Noelse doit respecter les obligations l\u00e9gales anti-blanchiment impos\u00e9es par l&rsquo;ACPR<\/strong> et la r\u00e9glementation europ\u00e9enne sur les \u00e9tablissements de paiement. Ces v\u00e9rifications s&rsquo;appliquent aux transactions inhabituelles, r\u00e9currentes non identifiables, ou sup\u00e9rieures aux seuils r\u00e9glementaires automatiques. <strong data-prosemirror-content-type=\"mark\" data-prosemirror-mark-name=\"strong\">Cette surveillance prot\u00e8ge votre compte contre les tentatives d&rsquo;utilisation frauduleuse<\/strong> et s\u00e9curise l&rsquo;ensemble du syst\u00e8me bancaire fran\u00e7ais. Les \u00e9tablissements de paiement n\u00e9gligeant ces contr\u00f4les risquent le retrait de leur agr\u00e9ment, justifiant cette vigilance partag\u00e9e. <strong data-prosemirror-content-type=\"mark\" data-prosemirror-mark-name=\"strong\">La demande de justificatifs ne remet jamais en cause votre probit\u00e9<\/strong> mais r\u00e9pond \u00e0 des crit\u00e8res automatiques de d\u00e9tection des risques.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1572\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-1572\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg class=\"e-font-icon-svg e-fas-chevron-right\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M285.476 272.971L91.132 467.314c-9.373 9.373-24.569 9.373-33.941 0l-22.667-22.667c-9.357-9.357-9.375-24.522-.04-33.901L188.505 256 34.484 101.255c-9.335-9.379-9.317-24.544.04-33.901l22.667-22.667c9.373-9.373 24.569-9.373 33.941 0L285.475 239.03c9.373 9.372 9.373 24.568.001 33.941z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg class=\"elementor-toggle-icon-opened e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Combien de temps faut-il pour valider mes justificatifs chez Noelse ?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1572\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-1572\"><p><strong data-prosemirror-content-type=\"mark\" data-prosemirror-mark-name=\"strong\">La validation des justificatifs prend g\u00e9n\u00e9ralement 24 \u00e0 48 heures<\/strong> pour les dossiers complets avec documents clairs et coh\u00e9rents transmis \u00e0 <a href=\"mailto:support@noelse.com\" data-prosemirror-content-type=\"mark\" data-prosemirror-mark-name=\"link\">support@noelse.com<\/a>. Les factures commerciales simples se traitent plus rapidement que les justificatifs patrimoniaux complexes n\u00e9cessitant des v\u00e9rifications crois\u00e9es avec sources externes. <strong data-prosemirror-content-type=\"mark\" data-prosemirror-mark-name=\"strong\">Les dossiers incomplets allongent significativement les d\u00e9lais<\/strong> car l&rsquo;\u00e9quipe compliance doit attendre vos compl\u00e9ments d&rsquo;information avant validation finale. Noelse traite ces demandes en priorit\u00e9 absolue pour minimiser l&rsquo;impact sur votre activit\u00e9 professionnelle quotidienne. <strong data-prosemirror-content-type=\"mark\" data-prosemirror-mark-name=\"strong\">Le support vous communique syst\u00e9matiquement un d\u00e9lai pr\u00e9visionnel personnalis\u00e9<\/strong> selon votre situation sp\u00e9cifique et la complexit\u00e9 documentaire.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1573\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-1573\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg class=\"e-font-icon-svg e-fas-chevron-right\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M285.476 272.971L91.132 467.314c-9.373 9.373-24.569 9.373-33.941 0l-22.667-22.667c-9.357-9.357-9.375-24.522-.04-33.901L188.505 256 34.484 101.255c-9.335-9.379-9.317-24.544.04-33.901l22.667-22.667c9.373-9.373 24.569-9.373 33.941 0L285.475 239.03c9.373 9.372 9.373 24.568.001 33.941z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg class=\"elementor-toggle-icon-opened e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Que se passe-t-il si mes justificatifs sont refus\u00e9s par Noelse ?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1573\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-1573\"><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\" data-pm-slice=\"1 1 []\"><strong data-prosemirror-content-type=\"mark\" data-prosemirror-mark-name=\"strong\">En cas de refus initial, Noelse explique pr\u00e9cis\u00e9ment les motifs<\/strong> et vous guide vers les documents compl\u00e9mentaires n\u00e9cessaires pour r\u00e9gulariser votre situation rapidement. Le refus ne constitue jamais une sanction d\u00e9finitive mais une demande de clarification suppl\u00e9mentaire motiv\u00e9e. <strong data-prosemirror-content-type=\"mark\" data-prosemirror-mark-name=\"strong\">Vous pouvez fournir d&rsquo;autres justificatifs ou des explications contextuelles<\/strong> pour compl\u00e9ter votre dossier via <a href=\"mailto:support@noelse.com\" data-prosemirror-content-type=\"mark\" data-prosemirror-mark-name=\"link\">support@noelse.com<\/a> ou t\u00e9l\u00e9phone. Le dialogue reste ouvert avec l&rsquo;\u00e9quipe compliance pour trouver une solution conforme aux exigences r\u00e9glementaires ACPR. <strong data-prosemirror-content-type=\"mark\" data-prosemirror-mark-name=\"strong\">En dernier recours, vous pouvez saisir le service r\u00e9clamation<\/strong> Noelse (<a href=\"mailto:claims@noelse.com\" data-prosemirror-content-type=\"mark\" data-prosemirror-mark-name=\"link\">claims@noelse.com<\/a>) pour r\u00e9vision de votre dossier par un responsable senior exp\u00e9riment\u00e9.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1574\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"button\" aria-controls=\"elementor-tab-content-1574\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg class=\"e-font-icon-svg e-fas-chevron-right\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M285.476 272.971L91.132 467.314c-9.373 9.373-24.569 9.373-33.941 0l-22.667-22.667c-9.357-9.357-9.375-24.522-.04-33.901L188.505 256 34.484 101.255c-9.335-9.379-9.317-24.544.04-33.901l22.667-22.667c9.373-9.373 24.569-9.373 33.941 0L285.475 239.03c9.373 9.372 9.373 24.568.001 33.941z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg class=\"elementor-toggle-icon-opened e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">  Comment transmettre mes documents suite \u00e0 une demande de justificatif Noelse ?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1574\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"region\" aria-labelledby=\"elementor-tab-title-1574\"><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\" data-pm-slice=\"1 1 []\"><strong data-prosemirror-content-type=\"mark\" data-prosemirror-mark-name=\"strong\">La transmission par email \u00e0 <\/strong><a href=\"mailto:support@noelse.com\" data-prosemirror-content-type=\"mark\" data-prosemirror-mark-name=\"link\"><strong data-prosemirror-content-type=\"mark\" data-prosemirror-mark-name=\"strong\">support@noelse.com<\/strong><\/a><strong data-prosemirror-content-type=\"mark\" data-prosemirror-mark-name=\"strong\"> reste la m\u00e9thode privil\u00e9gi\u00e9e<\/strong> pour garantir tra\u00e7abilit\u00e9 et accus\u00e9 de r\u00e9ception de vos justificatifs sensibles. Conservez les r\u00e9f\u00e9rences indiqu\u00e9es dans l&rsquo;objet du mail initial pour faciliter le traitement par l&rsquo;\u00e9quipe compliance. <strong data-prosemirror-content-type=\"mark\" data-prosemirror-mark-name=\"strong\">Format PDF recommand\u00e9 avec r\u00e9solution suffisante<\/strong> pour lecture ais\u00e9e de tous les textes et informations. L&rsquo;interface s\u00e9curis\u00e9e de votre espace client professionnel constitue une alternative fiable pour documents volumineux. <strong data-prosemirror-content-type=\"mark\" data-prosemirror-mark-name=\"strong\">Le support Noelse confirme syst\u00e9matiquement la r\u00e9ception<\/strong> et communique un d\u00e9lai pr\u00e9visionnel personnalis\u00e9 selon la complexit\u00e9 de votre dossier.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1575\" class=\"elementor-tab-title\" data-tab=\"5\" role=\"button\" aria-controls=\"elementor-tab-content-1575\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg class=\"e-font-icon-svg e-fas-chevron-right\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M285.476 272.971L91.132 467.314c-9.373 9.373-24.569 9.373-33.941 0l-22.667-22.667c-9.357-9.357-9.375-24.522-.04-33.901L188.505 256 34.484 101.255c-9.335-9.379-9.317-24.544.04-33.901l22.667-22.667c9.373-9.373 24.569-9.373 33.941 0L285.475 239.03c9.373 9.372 9.373 24.568.001 33.941z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg class=\"elementor-toggle-icon-opened e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Mes informations financi\u00e8res sont-elles s\u00e9curis\u00e9es lors de la transmission \u00e0 Noelse ?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1575\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"5\" role=\"region\" aria-labelledby=\"elementor-tab-title-1575\"><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\" data-pm-slice=\"1 1 []\"><strong data-prosemirror-content-type=\"mark\" data-prosemirror-mark-name=\"strong\">Noelse applique les standards de s\u00e9curit\u00e9 bancaire les plus exigeants<\/strong> avec conformit\u00e9 PCI DSS niveau 2 et chiffrement SSL 256 bits pour toutes transmissions. Vos justificatifs sont trait\u00e9s exclusivement par l&rsquo;\u00e9quipe compliance form\u00e9e aux obligations de confidentialit\u00e9 bancaire strictes. <strong data-prosemirror-content-type=\"mark\" data-prosemirror-mark-name=\"strong\">Aucune donn\u00e9e n&rsquo;est revendue ou transmise \u00e0 des tiers commerciaux<\/strong>, conform\u00e9ment au RGPD et \u00e0 la politique de confidentialit\u00e9 transparente. Vos fonds restent s\u00e9curis\u00e9s chez Natixis (Groupe BPCE) et couverts jusqu&rsquo;\u00e0 100 000\u20ac par le Fonds de Garantie des D\u00e9p\u00f4ts. <strong data-prosemirror-content-type=\"mark\" data-prosemirror-mark-name=\"strong\">Cette protection d\u00e9passe les standards des banques traditionnelles<\/strong> et garantit la s\u00e9curit\u00e9 optimale de vos informations professionnelles sensibles.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Votre compte Noelse est bloqu\u00e9 suite \u00e0 une demande de justificatifs de fonds ? 87% des transactions professionnelles n\u00e9cessitent aujourd&rsquo;hui une v\u00e9rification d&rsquo;origine des fonds selon la Banque de France. Avec Noelse, cette proc\u00e9dure devient simple et rapide gr\u00e2ce \u00e0 un support fran\u00e7ais bas\u00e9 \u00e0 Angers. Les \u00e9tablissements de paiement doivent respecter les obligations anti-blanchiment [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":14247,"comment_status":"open","ping_status":"open","sticky":false,"template":"elementor_theme","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[28],"class_list":["post-14246","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-apprendre-avec-lappli-noelse","tag-apprendre-avec-lapplication-noelse"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Justificatifs de fonds : quels documents fournir \u00e0 Noelse - Noelse Professionnel<\/title>\n<meta name=\"description\" content=\"Justificatifs de fonds Noelse : d\u00e9couvrez quels documents fournir rapidement pour d\u00e9bloquer votre compte professionnel en 24-48h.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/noelse.com\/professionnels\/justificatifs-de-fonds-quels-documents-fournir-a-noelse\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Justificatifs de fonds : quels documents fournir \u00e0 Noelse - 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